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Smart Authorization

CyberSource Smart Authorization is a real-time credit card authorization service with effective, built-in fraud screening technology. It is a turnkey solution to help combat fraud and process more valid orders automatically—without requiring a sophisticated fraud department or additional technical resources to implement or manage.

Key Features
  • Technology works with all major credit cards
  • Verification of both cardholder billing and shipping addresses
  • Verification of legitimate customer area code and address location match
  • Analysis of customer data for "red flags" such as obscenities and nonsensical data
  • Review of each transaction against a file of historically "bad" address and credit card numbers (hosted by CyberSource on your behalf)

Key Benefits
  • Authorize credit cards fast, reliably, and securely
  • Effectively detect fraudulent orders in real-time
  • Maximize automatic acceptance of valid orders
  • Experience simple set-up and operation

Implementation Steps
For CyberSource Payment Service customers, Smart Authorization installation and operation is fast and easy. There are no additional fields required on the product order form, no settings to establish in advance, and no service responses that require special coding beyond the normal credit card processing.

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